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Your approval is our priority No credit refused


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Car Loan


Loan Approval and
Vehicle Selection




Push to start your approval now


Loan Approval and
Vehicle Selection


Car Loan



Bad Credit Car Loans

Are you looking to purchase a vehicle but are having a difficult time due to bad credit or no credit? Unfortunately, many others just like yourself face the same issues and find themselves unable to purchase a vehicle. 

Bad credit, no credit and bankruptcy can significantly hurt your chances of getting financing. With Car Loan Masters you can now put those days behind you, we will get you approved!

We have helped many residents with bad credit or no credit get financing, who live in Markham, Ajax, Pickering, Whitby, Oshawa, Bowmanville, Scarborough, Ottawa, Toronto, North York, Etobicoke, and more.

Bad credit, no credit, bankruptcy, or R9 it doesn’t matter! CarLoan Masters have long-established relationships with lenders to ensure you get the car financing you need at the best possible rate despite your credit history and credit status.

Subprime Auto Financing

Bad Credit should not hold you back from being able to finance a vehicle. Bad credit scores happen and not everyone has great credit scores but everyone does deserve an opportunity to be able to purchase a vehicle. This is why CarLoan Masters specialize in getting auto loans approved for those with bad credit, no credit, bankruptcy, late payments and more.

We have many years of experience and can find you the vehicle you are looking for and the best rate possible. 

We specialize in:

  • – Good Credit

  • – Bad Credit

  • – Credit Car Loans

  • – Bankruptcy Car Loans

  • – Divorced Car Loans

  • – Student Car Loans

  • – Car Loans for Immigrants

  • – Consumer Proposal

  • – Credit Counselling

  • – No Credit

  • – Late Payments

  • – and More


Based on your credit history, not on your credit score

Our business is getting you an affordable auto loan regardless of your credit score. Our team has a combined experience of over 20 years, and we have mastered the art of getting everyone approved. We understand people get into unpleasant credit situations. We are the auto finance company that is here to help. Our finance specialists will secure an auto loan tailored to your credit situation and help rebuild your credit. Even if you have been rejected elsewhere, we could get you approved.

Do you need an auto loan? Need the best interest rates? Need to rebuild your credit score?

Apply Now

  • Just bought a car from Sam amd had an amazing experience, was having trouble in approvals amd tried a few places but nothing worked. Sam helped me throughout the process and got me approved in no time. Huge thanks!!!

    mihir satija Avatar mihir satija
    October 20, 2023
  • I’m posting here today to show the genuine appreciation and respect I have for Sam. I wouldn’t recommend anyone go anywhere else for their vehicle purchase. I’ve dealt with Sam numerous times for the past few vehicles I’ve owned and he is honest, gets the best deals and best vehicles. He truly puts in the work to get customers what they are looking for and to fit within their budget. For that Sam, I thank you. Cheers!

    ashley t Avatar ashley t
    October 16, 2023
  • Great experience from beginning to end. The owner Sam is honest and goes "the extra mile" to earn your trust and loyalty. Sam and MJ were able to get me the best loan rate possible. Sam made sure the car was looking good, totally safetied and mechanically sound... He even met me at his dealership on a Sunday evening to hand over the keys to make it much more convenient for me... amazing!! Luv the Acura TLX aspec. Thank you Sam (and your employees)...I will see you again when I need a car...

    Kevin Jarvensivu Avatar Kevin Jarvensivu
    September 7, 2023
  • I just love Sam and MJ. Sam is the ultimate sales guy for anyone looking for a car. I am a 1st-time solo auto-owner and Sam truly went above and beyond to inform me of all the details that needed and should be known when buying a car. His level of customer service is impeccable as he had MJ pick me up nearly 50 min from the dealership to my home and back. Even after the deal was sealed as MJ lead me to the perfect car that suited me and absolutely falling in love with my mazda3, my car was delivered to my home. And even still after that, Sam has been available to me for all questions and concerns that arise as I learn the ropes of being a solo auto-owner. BIG Thank you Sam and MJ. It wasn’t just about getting me to buy a car, but you both made me feel comfortable and confident knowing I can trust the choice I made by sharing your own personal life experiences.

    August 28, 2023
  • Sam has helped me from choosing the right vehicle to the best payment plan. Was wonderful working with him. He responds back in a timely manner when you have questions or concerns. Will definitely recommend friends and family to check them out before going elsewhere.

    Mayuran Sivakumaran Avatar Mayuran Sivakumaran
    July 8, 2023
  • Car Loan Masters proved to be an invaluable partner in my car buying journey. Their expertise, efficiency, and outstanding customer service made the process smooth and stress-free. They guided me through the loan options, secured financing swiftly, and handled all the paperwork seamlessly. With their personalized approach and attention to detail, they negotiated competitive rates and favorable terms that aligned perfectly with my financial goals. If you're looking for exceptional car financing, I highly recommend Car Loan Masters.

    Chamath Adithya Avatar Chamath Adithya
    June 30, 2023
  • My experience at Car Loan Masters was exceptional. Sam, the dealer who assisted me, was knowledgeable, honest, and transparent. Within 12 hours he was able to get an approval at an interest rate no one could beat. Sam was also able to get vehicle the vehicle that I wanted and made sure the car was pristine when it came to delivery. Thanks again to Sam and his team for making our vehicle purchase an easy one! If you are in the market to buy a new or used vehicle make sure to consult Sam from Car Loan Masters before your next purchase it will be well worth your time and money.

    Lucshan Jeyalingam Avatar Lucshan Jeyalingam
    June 24, 2023
  • This is my second time getting a car with Sam and he is amazing. Customer service is on point. I will never trade my Car Man Sam for nothing. Thank Sam 👍🏾

    Samantha “Freeman” Freeman Avatar Samantha “Freeman” Freeman
    June 22, 2023
  • Sam is the best person to buy a car with my credit was terrible but sam work the best deal and got me on the road with the best car 1000 times I recommend

    J uthaya Avatar J uthaya
    May 13, 2023
  • I just purchased my 3rd car from Sam and Car Loan Masters. He has worked very hard to find my first car 3 years ago and showed me the path to establishing credit so I can drive my dream car. Today I am a proud owner of 2022 BMW X3 and I will always come to Sam for all my vehicles need. Thank you

    Mariyaseelan Anthony Avatar Mariyaseelan Anthony
    April 1, 2023
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