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Your approval is our priority No credit refused


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Car Loan


Loan Approval and
Vehicle Selection




Push to start your approval now


Loan Approval and
Vehicle Selection


Car Loan



Bad Credit Car Loans

Are you looking to purchase a vehicle but are having a difficult time due to bad credit or no credit? Unfortunately, many others just like yourself face the same issues and find themselves unable to purchase a vehicle. 

Bad credit, no credit and bankruptcy can significantly hurt your chances of getting financing. With Car Loan Masters you can now put those days behind you, we will get you approved!

We have helped many residents with bad credit or no credit get financing, who live in Markham, Ajax, Pickering, Whitby, Oshawa, Bowmanville, Scarborough, Ottawa, Toronto, North York, Etobicoke, and more.

Bad credit, no credit, bankruptcy, or R9 it doesn’t matter! CarLoan Masters have long-established relationships with lenders to ensure you get the car financing you need at the best possible rate despite your credit history and credit status.

Subprime Auto Financing

Bad Credit should not hold you back from being able to finance a vehicle. Bad credit scores happen and not everyone has great credit scores but everyone does deserve an opportunity to be able to purchase a vehicle. This is why CarLoan Masters specialize in getting auto loans approved for those with bad credit, no credit, bankruptcy, late payments and more.

We have many years of experience and can find you the vehicle you are looking for and the best rate possible. 

We specialize in:

  • – Good Credit

  • – Bad Credit

  • – Credit Car Loans

  • – Bankruptcy Car Loans

  • – Divorced Car Loans

  • – Student Car Loans

  • – Car Loans for Immigrants

  • – Consumer Proposal

  • – Credit Counselling

  • – No Credit

  • – Late Payments

  • – and More


Based on your credit history, not on your credit score

Our business is getting you an affordable auto loan regardless of your credit score. Our team has a combined experience of over 20 years, and we have mastered the art of getting everyone approved. We understand people get into unpleasant credit situations. We are the auto finance company that is here to help. Our finance specialists will secure an auto loan tailored to your credit situation and help rebuild your credit. Even if you have been rejected elsewhere, we could get you approved.

Do you need an auto loan? Need the best interest rates? Need to rebuild your credit score?

Apply Now

  • Sam is the best person to buy a car with my credit was terrible but sam work the best deal and got me on the road with the best car 1000 times I recommend

    thumb J uthaya
    May 13, 2023
  • I absolutely love my car. The experience with sam is phenomenal I asked for what I wanted and I explained what my expectations were, by the end of the day I was approved the following morning I was granted the car that I wanted and 2 days later I drove of the lot in my new car.. thank Sam P.S Sam is patient kind understanding professional and the list goes on..

    thumb Vennessa Dyce
    March 10, 2023
  • I've known Sam now for about 8 years, I had the most seamless experience with him at his office with the selling of my car to him. He's professional, thorough and super friendly. Thank you, Sam for making this experience great. I highly recommend him for any of your car needs and or services. Your happy client & friend Nadia B.

    thumb Nadia Bodden
    February 17, 2023
  • Sam has done it again! This is the third time my husband and I have purchased a vehicle with Sam. Like always it was a seamless experience, and he made sure we didn't go long without a vehicle after our accident. Sam helped us get EXCATLY what we were looking for and in our price range. Definitely recommend! Thanks again 😊

    thumb Vanessa Reynolds
    January 27, 2023
  • I have been on the fence for years about buying a vehicle as the process was too much work. It was easy for me to do rentals. I started my search and I went to different dealerships and didn't have much success. I decided to stop by Car Loan Masters to see what they offered. When I went there I was amazed by their service. The person I dealt with was Rodney. Rodney was very helpful and knowledgeable he listened thoroughly to what I had to say and was confident that he could help me find what I needed. I ended up buying a Mazda CX-9 which was wonderful and met all my needs. Rodney made the process so smoothe. I didn't have to worry about anything but picking the vehicle I wanted and showing up to sign the papers. I never felt pressured at all. It was a relaxing experience. I would definitely be back to but another vehicle and I would recommend Car Loan Masters as the place to buy your vehicle. Ask for Rodney as well to get the great service I had.

    thumb Teronie Donaldson
    November 15, 2022
  • Went above and beyond to help me. Sam was amazing to work with, very responsive and worked within my budget to get me in the vehicle I wanted. Cannot say enough great things about the service I received.

    thumb Kristen R
    October 14, 2022
  • Car Loan Masters are amazing at finding a car that are based on my needs. Sam is excellent to work with and I would recommend them to all my friends. Thanks for your diligent work and commitment to getting what I want.

    thumb Dot Six Productions
    October 3, 2022
  • If you want the best possible deal to suite your financial needs check RodneyTheFinanceGuy he is the Carloanmaster! I have been to dealerships but this was the best experience I have had to date. You will not be disappointed, he will help you to your car of choice at an affordable rate. He is always ready to answer questions or concerns, goes above and beyond. Check out RodneyTheFinanceGuy and see why we call him the CarLoan Master!

    thumb Nadra Shaw
    September 20, 2022
  • I took off on my bike and pedaled off with no idea how I was going to replace my vehicle, ten minutes after meeting Sam at Car Loan Masters he had a checklist for me and assurances that the sooner I did my part I'd be back on the road. In less than a week and while Sam was on his way out of town he and his team handed me keys and got this carpenter back on the jobsite. Real people, real pros. Thank you Sam. -r-

    thumb r hayes
    August 2, 2022
  • Car Loans Masters really have great options for cars it’s hard to pick between them all. They were very helpful throughout our whole process and provide 100% guarantee so that every customer is satisfied. Really enjoyed purchasing my car from them!

    thumb Samar Sabzwari
    July 16, 2022
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